Newsletters
Unfair and Deceptive Insurance Practices; Rebating
In the insurance business, rebating is a practice whereby something of value is given to sell the policy that is not provided for in the policy itself. An example of rebating is when the prospective insurance buyer receives a refund of all or part of the commission for the insurance sale. Rebates can be made in the form of cash, gifts, services, payment of premiums, employment, or almost any other thing of value.
Social Security - Representation and Fees
Those requesting benefits from the Social Security Administration (SSA) have a right to be represented in their proceedings if they so wish. They may choose to use lawyers or non-lawyers as their representatives.
Medicare Supplemental Health Insurance
Many private insurance companies sell coverage to supplement Medicare coverage. Two basic types of coverage are available: Medigap policies and Medicare SELECT.
Community-Based Services - Older Americans Act And Related Programs - Community-Based Services
The Older Americans Act (OAA) network coordinates and provides community-based care for older Americans. The network includes federal, state, tribal, and local organizations dedicated to aging issues, as well as local providers of elderly services.
Medicare Part B - Supplemental Medical Insurance
Two types of individuals are eligible for Medicare Part B coverage: (1) patients who are eligible for Medicare Part A without paying premiums; and (2) individuals older than 65 years of age who are U.S. citizens, U.S. residents, or legal resident aliens who have lived in the U.S. for at least five years.